Risk Flags
6- Kmet Uncertainty
Cole Kmet's future with Bears remains uncertain despite trade/cut discussions. If retained, Kmet's presence could cap Loveland's target ceiling, though Kmet's declining role (30 receptions, 347 yards in 2025) and $11.6M cap hit make departure likely via trade or release saving $8.4M.
- Bears WR Room Rebuild
DJ Moore was traded to the Bills, leaving Rome Odunze and Luther Burden III as primary WR options alongside underdeveloped depth. Ben Johnson has stated that targets will be distributed across all skill groups. If Chicago drafts or signs a high-volume receiver, Loveland's target share ceiling (currently near 33-45% in peak games) could compress somewhat.
- Coaching Continuity
OC Declan Doyle departed for the Baltimore Ravens and was replaced by Pass Game Coordinator Press Taylor. New OC relationships at TE typically require 4-6 weeks of scheme alignment, creating modest early-2026 uncertainty around Loveland's role and usage.
- Usage Concerns
Snap share dropped sharply to 65% in the season finale (W20) after peaking at 91% in W18. This may reflect game-script or rest, but the trend needs monitoring heading into 2026 — sustained snap reduction would cap his ceiling regardless of target efficiency.
- Usage Consistency
Snap share dropped to 65% in W20 after peaking at 91% in W18, signaling workload fluctuation even in a favorable situation. Consistently reaching 80%+ snaps will be a prerequisite for the target volume needed to hold a true TE1 fantasy floor in 2026.
- TE Depth Chart
Bears committed to Kmet for 2026 via a contract restructure ('Nothing changes for Cole' per GM Ryan Poles) and added Sam Roush in R3P25 of the 2026 draft. Three-way TE splits across heavy 12/13-personnel packages could compress Loveland's ceiling in the near term, even if he remains the clear receiving alpha.